Your FOREX Credit Card includes supplementary travel insurance. The insurance gives you extra security if, for example, you need to cancel your trip due to acute illness or suffer a transport or luggage delay during the trip. The insurance also includes deductible cover for home and car insurance as well as deductible elimination for rental cars.
90 days travel protection
For you and your family if you pay at least 50% of the cost of the trip with your FOREX Credit Card.
Cancellation insurance and compensation in the event of delays
Compensation if you cancel your trip, miss your departure or if connecting flights are delayed.
Baggage cover and compensation for missed activities
Covers delayed baggage and missed activities.
Car rental excess
Deductible elimination up to 30 000 SEK.
Facts about travel insurance
With FOREX Credit Card, you get a supplementary travel insurance that creates security for both you and your family, no matter where you travel. The insurance applies when you pay at least 50% of the cost of the trip with the card and covers, among other things:
Facts and calculation examples
With FOREX Credit Card you can make payments and withdraw cash. Regular annual fee 225 SEK. Credit interest rate currently 16.99% (2025-02-01), variable. For a utilized credit of 20,000 SEK, the effective interest rate is 16.96% when paying by e-invoice and the total amount to be paid is 21,713 SEK when paying by e-invoice. The amount is calculated based on an example where the credit is repaid in 12 months (average installment amount 1,809 SEK when paying by e-invoice) and that 39 interest-free days are utilized and that the credit is utilized without a fee for cash withdrawal.
Cash withdrawals within the EU/EEA incl. Sweden cost 2% of the withdrawn amount, however a minimum of 40 SEK per withdrawal. Cash withdrawals outside the EU/EEA and at FOREX (ATM/store) are free of charge. The currency exchange rate is 0% on the exchange rate. If the entire account debt is not paid at once, the account debt must be repaid through monthly payments of at least 3%. The minimum payment amount is, however, 150 SEK, but no more than the debt on the account. The cancellation fee is 29 SEK/paper invoice, 0 SEK if you use e-invoice. The agreement is valid until further notice and the right of withdrawal applies.
FOREX AB cooperates with Entercard Group AB and is a credit intermediary regarding the payment and credit card. Creditor: Entercard Group AB (corp. no. 556673-0585) 105 34 Stockholm. The company is supervised by the Swedish Financial Supervisory Authority.