Facts and calculation examples
With FOREX Credit Card you can make payments and withdraw cash. Regular annual fee 225 SEK. Credit interest rate currently 16.99% (2025-02-01), variable. For a utilized credit of 20,000 SEK, the effective interest rate is 16.96% when paying by e-invoice and the total amount to be paid is 21,713 SEK when paying by e-invoice. The amount is calculated based on an example where the credit is repaid in 12 months (average installment amount 1,809 SEK when paying by e-invoice) and that 39 interest-free days are utilized and that the credit is utilized without a fee for cash withdrawal.
Cash withdrawals within the EU/EEA incl. Sweden cost 2% of the withdrawn amount, however a minimum of 40 SEK per withdrawal. Cash withdrawals outside the EU/EEA and at FOREX (ATM/store) are free of charge. The currency exchange rate is 0% on the exchange rate. If the entire account debt is not paid at once, the account debt must be repaid through monthly payments of at least 3%. The minimum payment amount is, however, 150 SEK, but no more than the debt on the account. The cancellation fee is 29 SEK/paper invoice, 0 SEK if you use e-invoice. The agreement is valid until further notice and the right of withdrawal applies.
FOREX AB cooperates with Entercard Group AB and is a credit intermediary regarding the payment and credit card. Creditor: Entercard Group AB (corp. no. 556673-0585) 105 34 Stockholm. The company is supervised by the Swedish Financial Supervisory Authority.