Smart shopping needs security. With FOREX Credit Card, your purchases are protected, both in-store and online. The purchase insurance applies to products that are paid for 100% with a FOREX Credit Card and helps you feel safe – every time you shop.
All-risk for two years
For consumer electronics and white goods up to SEK 10,000 – completely without deductible.
Delivery insurance for online purchases
Ensures that your goods arrive in good condition.
All-risk for household appliances and appliances
Extra protection for your new purchases. Make sure you always shop with confidence with our purchase insurance.
Facts about the purchase insurance
When you pay with the FOREX Credit Card, you get access to comprehensive purchase insurance.
Facts and calculation examples
With the FOREX Credit Card, you can make payments and withdraw cash. The regular annual fee is 225 SEK. The credit rate is currently 17.24% (2024-12-09), variable. For a credit of SEK 20,000, the effective interest rate is 17.19% when paying by e-invoice (20.84% with paper invoice), and the total amount to be paid is SEK 21,735 when paying by e-invoice (SEK 22,083 with paper invoice). The amount is calculated based on an example where the credit is repaid in 12 months (with an average instalment amount of SEK 1,811 when paying by e-invoice and SEK 1,840 by paper invoice), where 39 interest-free days are used and that the credit is used without a fee for cash withdrawals.
Cash withdrawals within the EU/EEA, including Sweden, cost 2% of the withdrawal amount, but at least SEK 40 per withdrawal. Cash withdrawals outside the EU/EEA and at FOREX (ATM/store) are free of charge. The currency conversion surcharge is 0% on the exchange rate. If the full account debt is not paid at once, the debt must be repaid in monthly instalments of at least 3% of the debt. However, the deposit amount is a minimum of SEK 150, but a maximum of the debt on the account. The administration fee is SEK 29 for paper invoices and SEK 0 for e-invoices. The agreement is valid until further notice and the right of withdrawal applies.
FOREX AB collaborates with Entercard Group AB and is a credit intermediary for debit and credit cards. Creditor: Entercard Group AB (org.nr 556673-0585), SE-105 34 Stockholm, Sweden. The company is under the supervision of the Swedish Financial Supervisory Authority.